ABOUT US
FOUNDED
IN 1987
Victoire’s Shareholders
- Ibrahim Sultanem
- Naji Sultanem
- Elie Maamari
- Mahmoud Salem
- Philippe Rizk
- Alexandre Rizk
- Philippe Jabre
- Pr. Emile Riachi
- Ing. Fouad Chamoun
- Istismar Holding s.a.l
- L.Moussa Nammour
- May Maamari
- Zalfa Chamoun
Board of Directors
- Istismar Holding
- Ibrahim Sultanem
- Naji Sultanem
Reinsurers
- MunichRe
- SwissRe
- CCR
- MenaRe
- ArabRe
- AfricaRe
Thanks to our Reinsurers Brokers
- Nasco
- ChedidRe
- Many other reinsurer Brokers that do help us to place securely our business in several highly rated reinsurers.
At Victoire, we understand that insurance is not just a business; it is a promise we make to our valued customers. We are committed to delivering exceptional service and maintaining the highest standards of integrity and transparency. Our mission is to be your trusted partner, guiding you through life’s uncertainties and ensuring that you are well-prepared for any challenge that may come your way. Together, we will navigate the future with confidence, and I am excited to have you join us on this journey of protection and prosperity.
We are committed to maintaining a solid financial foundation that allows us to honor our commitments to policyholders and deliver sustainable value. At Victoire, we diligently analyze market trends, assess risks, and make informed investment decisions to optimize our financial performance. By adopting a prudent approach to risk management and leveraging advanced financial models, we strive to strike the right balance between profitability and stability. Our goal is to maximize the returns for our stakeholders while ensuring that Victoire remains a reliable and resilient insurance provider.
Victoire differentiates itself by its specialized customer service. It’s unique value is satisfying all its clients and brokers. Victoire motivates its team members by providing life coaching seminars and making events outside the office to form more social relationships.
With respect to our greatest accomplishment as a department, we work hard and find facilities for special products in the reinsurance market.
Our business is growing more and more and this goes back to our main goals of defeating all the obstacles and increasing the ranking of our company.
Finally, I cannot but affirm that the reason behind my success is believing in our work as a team and keeping up the positive spirit in it.
We differentiate ourselves by considering each and every client as VIP regardless of the volume of their business.
Satisfying them, even in the hardest conditions, is our main goal to develop our business and keep it growing.
The best commendable achievement at our company that comes to mind occurred during the COVID pandemic when we kept on fulfilling our duties and remained the company that we have always been.
We put every effort into serving our customers and satisfying them by offering them the best price, delivering policies, and pursuing accidents.
Thus, ensuring that every customer receives his rights and enjoys our services differentiates our company.
As a business company, our greatest achievement is keeping our systems up to date, handling a large portfolio of clients, as well as developing an application to help all our customers and brokers stay updated on their accounts, tariffs and company products.
Nothing can ever stop our work and our success even COVID. Although we weren’t able to come to our offices at that time, we were able to continue our work and accomplish our tasks online.
Our major achievements over the past most challenging years were maintaining persistency and providing adequate services to our clients.
We are distinguished by our reputation and service, the unique values that we won’t sacrifice for any reason whatever.
As for our team members, we highly appreciate them and our clients do as well, and this is the basic reason behind our success as a business company.
Victoire differentiates itself by its persistency, honesty, loyalty and productivity.
As a business company, our main goal to keep growing is to provide high quality products, affordable prices, and the best services.
Despite all the challenges that we experienced from the COVID pandemic, Victoire was able to overcome all these difficult times with the support of its general manager, who took all the protective measures to keep the employees, customers, and brokers safe when coming to the company.
I cannot but affirm that upholding each other is our biggest strength and the main reason for our success.
I believe that being successful in business requires a combination of determination, intuition, and passion. For this reason, I motivate my team members by setting goals for them and providing them with regular feedback.
Moreover, we work on keeping our business growing by increasing the customers’ lifetime value and performing prospecting activities.
OUR JOURNEY
THROUGHOUT
THE YEARS
OUR JOURNEY
THROUGHOUT
THE YEARS
OUR MISSION
We strive to be the insurance company of choice by providing personalized and customized services. Financial integrity, commitment, respect, and cooperation towards our clients, agents, employees, partners, and shareholders are the set of values that we pledge to embody in every aspect of our business.
WHY VICTOIRE
Ever since VICTOIRE was founded in 1987, we have been, and still are, providing the best insurance services and coverage for our customers.
Today VICTOIRE is available with branches all across Lebanon, and our team is always ready to serve every client based on his/her needs because we believe that insurance should be personalized and not standardized. We have waivered all crises and have been by our clients’ and employees’ side, particularly through the recent banking crisis and the port explosion, a testament to our financial resilience and commitment to our values. We continue upgrading our services by investing in technology through the digital world.
